Grow your dealership with car loans and digital tools for dealers
We enable dealers to buy more cars through our inventory loan solutions and sell cars more efficiently through our Dealership Management System with its inventory management, marketing solutions and market insights
Regulated by
Everything you need to grow your business
OneLot is your trusted lending and financing partner, exclusively tailored for used car dealership. We also offer digital tools for streamlined operations and growth of your dealership.
Dealer Loans
Accelerate your growth with tailored loan solutions
Get comprehensive car financing solutions, unlock the potential of your dealership and take it to new heights.
Dealership Management System
Enhance your sales efficiency with free digital tools
OneLot offers a suite of powerful digital tools designed to optimize your dealership's operations.
Car Financing
Dealer Inventory Loans
OneLot’s working capital loans allow car dealers to buy more cars and capitalize on opportunities you would otherwise have missed. We transfer the money to your account within 6 hours.
Interest as low as 1.8% per month with daily calculation of interest
Financing up to 70% of the vehicle purchase
Financing period up to 90 days with a flexible repayment schedule at any point
Use OneLot's financing solution today, grow the number of cars in your lot, and increase your profits.
Dealership Management System
OneLot’s digital platform is built with a single goal: to help used car dealers operate their business more efficiently.
Inventory Management: Track all details about your cars and sales in one place - from car details to buyers. All you need to know in one place.
Marketing Tools: Promote your cars across all platforms. Write a marketing text and upload on Facebook Marketplace, Groups, Pages, and Instagram with a single click.
Marketing Insights (Coming Soon): Get insights on prices and volumes for all cars in the market. We provide you with all the data by combining information from various sources with a single click.
Sign up for OneLot's dealer platform today, and make managing your cars easier.
Why Onelot?
Trust
Regulated by Securities and Exchange Commission (SEC) Philippines
High Amount
Get the highest loan amounts compared to other banks and lenders
Fast
Get the money within a few hours on the same day
Flexible
Loans are tailored to your needs
Easy
Run through an easy process and get your first loans within days
Testimonials
“OneLot helped me to replace my previous financier and buy more car loans with their dealer inventory loan solutions.”
Lourice Trading
Quezon City
“OneLot was very supportive in providing a loan for the next car auction when you need funds fast.”
PMB
Quezon City
“The service of OneLot is top-notch. They act fast and can provide dealers with the funds they need, when they need it.”
Mark Vergel de Dios
Owner, MVD Auto Works
“OneLot's robust technology and appraisal system is providing a boost to used car dealers in NCR. They offer a new way for dealers to buy cars, increase their profits, and maximize returns from the money they put into their business.”
Felipe Estrella
CFO, AC Industrials (Ayala)
Stay Connected
Follow OneLot on Facebook and Instagram to stay up to date with our latest offers, updates, and new product features.
Frequently asked questions
OneLot is a digital auto financier providing short-term loans for used car dealers in the Philippines. Our vision is to empower dealers to expand their inventory, increase sales, and facilitate smoother business operations through tailored financial solutions.
OneLot offers collateralized short term loans to used car dealers, allowing them to leverage their inventory for growth. We differ from services such as AsiaLink and Global Dominion, since our financing options are for car dealers themselves, not the customers of car dealers.
No, OneLot is not a traditional bank. We are a dedicated financial institution that understands the unique requirements of used car dealers and offers short-term collateralized lending solutions to address their working capital needs. OneLot Financing Corporation is a duly registered corporate entity and is regulated by the Securities and Exchange Commission (SEC).
Any used car dealer located in Greater Metro Manila operating for more than a year can apply to OneLot.
OneLot offers monthly interest rates starting at 1.8% which is applied for all your loan applications. OneLot utilizes daily accrual calculations on all loans to ensure our customers only pay the interest for the time the loan is outstanding.
Get started by signing up via our website and prepare your 2 valid IDs. Ready to get started? [Click here](https://www.onelot.ph/app/signup/dealer)
Yes, each OneLot loan is tied to a car where your OR/CR and Deed of Sale is collected. OneLot does not encumber your car and can be released as soon as the loan has been repaid.
Financing does not have to be difficult. In OneLot, you just need to do the following: 1. Create your account by submitting details [here](https://www.onelot.ph/app/signup/dealer) 2. Request for a loan after successful onboarding.
Get your loan approved amount within the same day of your loan request with our three-step loan process: 1. Pre-approval of loan by providing your car details 2. Car inspection and appraisal through physical assessment of OneLot 3. Receive money after document handover
After loan application approval and documents collection, OneLot team will disburse the money to the dealer’s account immediately. This disbursal transaction is subject to standard operating hour cut offs. For transfers completed before 3PM on weekdays, the client will receive the funds in the account the same day, otherwise they will be received the next business day.
We finance all cars except those of luxury brand, currently encumbered, and has been driven for more than 100,000kms. All cars will undergo OneLot’s physical inspection.
Our office is located at SocialDesk Tower (102 H.V. Dela Costa, Makati, 1227). We encourage prospective partners to schedule a visit to our office, meet our team, and understand how we can assist their business.
OneLot offers flexibility options for all our dealers to ensure we don’t disrupt your business. All loans are offered a standard 60-day term, with an option to extend to an additional 30 days should you need more time.
OneLot believes in finding mutually beneficial solutions and encourages all our dealers facing financial difficulties to communicate with us. We offer an additional one-time 30-day extension for free. Furthermore, we also provide restructuring options for all loans after your 30-day extension request as needed.
Data security is paramount at OneLot. We employ state-of-the-art encryption techniques, adhere to strict data protection regulations, and constantly monitor our systems to guarantee that the information of our dealer partners remains confidential and secure.
OneLot offers a monthly repayment schedule for 90 days. Interest is payable monthly, while principal is payable at the end of the loan. This allows us to extend rebates for days the dealer has not utilized from its loan.
Repayment flexibility is one of our cornerstones. Whether it's through post-dated checks, bank transfers, or other means, we work with dealers to ensure the repayment process is smooth and hassle-free.
OneLot loan size is dependent on the dealer’s credit profile, the comprehensiveness of their submitted information, and their loan history with us. There is not a one-size-fits-all, but instead, we assess it based on the dealer’s creditworthiness to ensure a beneficial partnership with us.
Yes, it is possible. We understand that a dealer's needs can be multifaceted, so as long as the cumulative loan amount doesn't exceed the approved credit limit and the dealer maintains a strong repayment record, multiple loans are feasible.
Get Started Today
We look forward to serving the needs of used car dealers across the Philippines and helping them thrive in this dynamic market.