Privacy Policy

Last updated: 29 Sep 2023

1. Introduction

Welcome to OneLot ("we," "our," or "us"). At OneLot, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our website and services.

2. Information We Collect

We collect various types of information, including personal and non-personal information, to provide our services effectively. The types of information we collect may include:

Personal information (e.g., name, contact details, business information) provided by you during account registration or loan application.
Financial information (e.g., bank account details) required for loan processing.
Information related to your use of our web tool for connecting your Facebook account and posting messages via the OneLot app.
Technical information, including device and browser information, log data, and usage statistics.

3. How We Use Your Information

We use the collected information for the following purposes:

To provide our lending services to second-hand car dealers.
To process loan applications and assess eligibility.
To facilitate transactions and payments.
To communicate with you regarding your account, loan status, and updates.
To improve and enhance our website and services.
To provide customer support.
To comply with legal requirements and protect our rights.

4. Disclosure of Your Information

We may share your information with third parties in the following situations:

With financial institutions and partners to facilitate loan processing and transactions.
With your consent, to connect your Facebook account and post messages via the OneLot app.
When required by law or legal process.
To protect our rights, privacy, safety, or property.

5. Security

We take reasonable measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no data transmission over the internet is entirely secure, and we cannot guarantee the security of your data.

6. Your Choices

You have the following rights regarding your personal information:

To review and update your account information.
To withdraw your consent for specific data processing activities.
To request the deletion of your account and data (subject to legal obligations).

7. Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to collect information about your usage of our website and services. You can manage your cookie preferences through your browser settings.

8. Changes to this Privacy Policy

We may update this Privacy Policy to reflect changes in our practices or for legal or regulatory reasons. We will notify you of any significant changes by posting the revised Privacy Policy on our website.

9. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy, please contact us at hello@onelot.ph